Query Result Set
SLIM21 Home
Advanced Search
My Info
Browse
Arrivals
Expected
Reference Items
Journal List
Proposals
Media List
Rules
ActiveUsers:1695
Hits:21626154
Show My Basket
Contact Us
IDSA Web Site
Ask Us
Today's News
Help
Topics
Tutorial
Advanced search
Hide Options
Sort Order
Natural
Author / Creator, Title
Title
Item Type, Author / Creator, Title
Item Type, Title
Subject, Item Type, Author / Creator, Title
Item Type, Subject, Author / Creator, Title
Publication Date, Title
Items / Page
5
10
15
20
Modern View
HAMID, FAZELINA SAHUL
(2)
answer(s).
Srl
Item
1
ID:
140011
Dynamic depositor discipline: evidence based on East Asian banks
/ Hamid, Fazelina Sahul
Hamid, Fazelina Sahul
Article
0 Rating(s) & 0 Review(s)
Summary/Abstract
This study confirms the endogenous relationship between the price and quantity of deposits in the depositor discipline model. Dynamic panel data analysis is carried out to account for the lagged dependency of the deposits growth variable and endogeneity of the price mechanism in the depositor discipline model. The results show that depositors in East Asia do not demand a higher price for deposits. Analysis by subdividing the sample of banks into healthy and weak banks shows that the relationship between price and quantity is not non-linear. Healthy banks are not able to attract more deposits by raising price. Depositors do not discipline weak banks by demanding a higher return. Lack of responsiveness by depositors to price signals may be attributable largely to the outflow of deposits that happened during the crisis period and regulations on interest rates.
Key Words
Depositor Discipline
;
East Asia Banks
;
Dynamic Panel Data Analysis
In Basket
Export
2
ID:
117677
Effect of reliance on international funding on banking fragilit: evidence from East Asia
/ Hamid, Fazelina Sahul
Hamid, Fazelina Sahul
Journal Article
0 Rating(s) & 0 Review(s)
Publication
2013.
Summary/Abstract
The East Asian crisis highlights the importance of liquidity for smooth functioning of the banking system. It also shows the vulnerabilities that arise as a result of high dependence on international liquidity. This article empirically analyses the influx of liquidity before the crisis and illiquidity during the crisis in finding out whether banks in East Asia held 'too little' or 'too much' liquidity before and during a crisis and how their vulnerabilities to failure changed as a result of that. Instrumental Variable estimation is used to dissociate the effect of international illiquidity on banks' liquidity risk during a crisis year. The study finds that the effect of liquidity on the probability of bank failure varies before and during a crisis. The findings also highlight the vulnerabilities of banks to failure as a result of international illiquidity and high reliance on external funding. These findings bring forward the case for stronger regulation of banks' liquidity, which can be brought forward by better liquidity management.
Key Words
East Asia
;
Liquidity
;
Banking Fragility
;
G21
;
N20
In Basket
Export