Query Result Set
SLIM21 Home
Advanced Search
My Info
Browse
Arrivals
Expected
Reference Items
Journal List
Proposals
Media List
Rules
ActiveUsers:373
Hits:19887022
Show My Basket
Contact Us
IDSA Web Site
Ask Us
Today's News
Help
Topics
Tutorial
Advanced search
Hide Options
Sort Order
Natural
Author / Creator, Title
Title
Item Type, Author / Creator, Title
Item Type, Title
Subject, Item Type, Author / Creator, Title
Item Type, Subject, Author / Creator, Title
Publication Date, Title
Items / Page
5
10
15
20
Modern View
SUZUKI, YASUSHI
(2)
answer(s).
Srl
Item
1
ID:
097133
Bank rent approach to understanding the development of the ban
/ Suzuki, Yasushi; Adhikary, Bishnu Kumar
Suzuki, Yasushi
Journal Article
0 Rating(s) & 0 Review(s)
Publication
2010.
Summary/Abstract
This paper applies the 'bank rent' approach to understanding the development of the banking system in Bangladesh since its independence. The paper uses the financial restraint model as an analytical framework and argues that there still remains room for creating bank rents in order to change the current dreary performance of the banking system. The paper unearths a varied level of high nominal lending rates, high nominal spreads and too low or negative real spreads as per different clusters of banks both in the pre-liberalized and liberalized regime, and concludes that this persistent varied performance is largely the outcome of a high amount of non-performing loans, inefficiencies in managing credit risks, and fragmentation and distorted competition in the banking system. This varied level of performance of the banking clusters also results from the government's intervention in the activities of nationalized commercial banks and specialized banks for mediating credits to priority sectors at a subsidized rate. The paper suggests that a more coordinated use of monetary and fiscal policies is required with a view to creating appropriate rents for banks for redressing their current dismal performance.
Key Words
Bangladesh
;
Banking System
;
Banking Development
;
Bank Rent
;
Non - Performing Loans
Links
'Full Text'
In Basket
Export
2
ID:
127079
Islamic banking and the Grameen mode of microcredit in Banglade: an institutional comparison
/ Suzuki, Yasushi; Barai, Munim Kumar; Uddin, S M Sohrab
Suzuki, Yasushi
Journal Article
0 Rating(s) & 0 Review(s)
Publication
2013.
Summary/Abstract
With diverse histories and attitudes toward risk-taking, different financial systems have a common aim: ensuring financial stability and efficiency within a geographical region. But differences exist between various financial systems as a result of their evolution and adaptation to their surrounding environment. This paper aims to analyze the incentive and sanction mechanisms of the Islamic mode of banking and the Grameen Bank model of microcredit in Bangladesh, and how they help ensure their financial stability and efficiency. We challenge the conventional explanations of their success. We point out that the informal sanction mechanisms embedded in the two modes of financial intermediation - avoiding non-compliance with Islamic Shari'ah (revealed divine law) in the case of Islamic banking, and kinship-based groupings or gushtis in the case of microcredit - play important roles in lowering the transaction costs of screening and enforcing contracts. We also point out how bank rent opportunity - the promised return from non-participatory financing and a high spread supported through low-cost funds provided by donor agencies and compulsory savings - is captured in each of the two modes, playing a further important role in maintaining their franchise values, given the specificities of the Bangladeshi financial context.
Key Words
Bangladesh
;
Comparison
;
Institutional Approach
;
Grameen Bank
;
Microcredit
;
Financial Stability
;
Finance- Bangladesh
;
Islamic banking
;
Murabaha
;
Mudaraba
Links
'Full Text'
In Basket
Export