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ID:
114929
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Publication |
2012.
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Summary/Abstract |
This paper provides a framework-based approach for assessing the potential for mobile finance (m-finance) services to achieve greater financial inclusion in sub-Saharan Africa. The conceptual approach synthesises market and user perspectives, and constructs an evidence-based exploratory framework based on analysis of a single country, Uganda. Case evidence is used to inform four lifecycle stages for m-finance, moving from design to access, usage, and outcomes associated with differentiated m-finance applications. Based on analysis of published sources, findings from Uganda suggest that early adoption of m-finance has favoured those already financially included and market-driven solutions for the financially excluded are limited. Simple market modelling is found to be an insufficient basis on which to assess potential amongst the unbanked majority. The paper argues that the perception, behaviour and capability of users, and forms of user appropriation, should be a paramount concern, and potential for m-finance should be considered within a deeper understanding of a specified financial services context and within a defined market, regulatory and policy environment.
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2 |
ID:
160004
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Summary/Abstract |
What determines the effectiveness of government entrepreneurship policies on the regional development of entrepreneurial activities in China? Using panel data analysis, this study develops a comprehensive framework that examines the effects of various factors, including government efficiency and government support for business, finance and technology, on facilitating the creation of new ventures. Based on provincial data collected between 2009 and 2014, we find that the level of infrastructure development, government incubators and venture capitalāguided funds have positive and significant effects on entrepreneurial activities. The findings of our study suggest that local government efficiency is a fundamental precondition for entrepreneurship policies to effectively boost the regional economy.
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3 |
ID:
098568
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Publication |
2010.
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Summary/Abstract |
The capacity of the Chinese wind power sector has increased rapidly over the past half-decade, essentially doubling every year since 2005. The purpose of this paper is to describe the industry's recent development and to discuss some of the policies and policy challenges related to the particular business environment in China. Three issues are highlighted: pricing policies, transmission capacity, and the structure of the equipment manufacturing industry, where substantial overcapacity is emerging as a serious problem.
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