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SONG, KE
(2)
answer(s).
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Item
1
ID:
192416
Adoption and use of mobile payment: Determinants and relationship with bank access
/ Song, Ke
Song, Ke
Journal Article
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Summary/Abstract
This study aims to answer two questions: What determines the adoption and use of mobile payment? What is the relationship between mobile payment and access to traditional bank services? By using representative survey data in rural China, we apply a hurdle model with 2SLS and find that consumers with better access to bank services are more likely to adopt mobile payment. However, after adoption, the less often the consumers visit banks because of distance or social constraints, the more they use mobile payment to complement bank services. Younger, better educated households with higher income and more smart phones are more likely to adopt and use mobile payment. Among these characteristics, age has the largest marginal effect while income has the least. Households in the agricultural sector are least likely to adopt and use mobile payment. We also find that awareness of neighbors' use of non-cash payment has a substantial positive effect.
Key Words
Mobile Payment
;
Bank access
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2
ID:
138901
Economic globalization and inflation in China: a multivariate approach
/ Zhang, Chengsi; Song, Ke ; Wang, Fang
Zhang, Chengsi
Article
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Summary/Abstract
This paper evaluates whether globalization has increased the role of global factors in driving inflation in China. Unlike other published studies on the relationship between globalization and inflation, which mostly use Phillips curve models, this paper uses multivariate dynamic models to examine the dynamic interactions between globalization and inflation in China. Empirical results with quarterly data spanning from 1995 to 2012 show that the global output gap significantly affects the dynamics of inflation in China. In particular, the global output gap is superior to the domestic output gap in predicting domestic inflation. Impulse response and variance decomposition analyses reinforce this finding. Our results indicate that the central bank of China should take developments in global output into account in its monetary policy-making process.
Key Words
Inflation
;
China
;
Economic Globalization
;
Monetary Policy
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