Summary/Abstract |
In this article, I show that credit scoring, although not explicitly designed as a security device, enacts (in)security in South Africa. By paying attention to a brief history of state-implemented social categories, we see how the dawn of political democracy in 1994 marked an embrace of – not opposition to – their inheritance by the African National Congress. The argument is placed within a theoretical framework that dovetails David Lyon’s popularization of ‘social sorting’ with an extension of Harold Wolpe’s understanding of apartheid and capitalism. This bridging between Lyon and Wolpe is developed to advance the view that apartheid is a social condition whose historical social categories of rule have been reproduced since 1994 in the framing of credit legislation, policy and scoring. These categories are framed in the ‘new’ South Africa as indicators of ‘social transformation’. Through the lens of credit scoring, in particular, it is demonstrated that ‘social transformation’ not only influences, shapes and reproduces historical forms of social categories, but also serves the state’s attempt to create and maintain populations as risks.
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